Hello,
I am Robert Ramage

I have a broad background in science, technology, art, and business. I love to help people and have found that there is a lot of help needed in health care. I am proud to serve communities in the Northwestern area of Oregon and throughout the US in many other states. I am focused on serving the Health, Medicare, Life, Supplemental insurance need of small businesses, families, and individuals. I personally meet with my clients to understand their needs and provide objective guidance and solutions. Please contact me today for a free consultation.

About me

I specialize in Medicare, Medicare Advantage Plans, Medicare Supplement, and Medicare Prescription Drug Plans. I also write individual and Family Health Plans, Life Insurance, Dental Insurance, Vision Insurance, Critical Illness Insurance, Disability Insurance, Accident Insurance, Long-Term Care Insurance, Wellness Products.

What sets me apart? Counsel, Counsel, Counsel! Health Insurance is important, so you need to make sure you are working with someone who will thoroughly understand your situation and needs. It is good to have an experienced problem solver and advocate when claims are not going your way. A lot of agents set you up and then you really do not hear from them on any regular basis. I check in my customers regularly to see if things have changed or just to make sure they are going well as planned.

Free Quote

Contact me right now to get a quote for free

Health Insurance

As your local licensed insurance agent, I’m here to help find the best health insurance plan for you, your family, and your budget. Let me save you time and effort by searching through plans from nationally and locally recognized companies on your behalf. And I’ll do it all for free. Contact me today at (503) 781-1279!

Individual Plans

I can help you find the health insurance plan that meets your needs, whether you’re under the age of 30 and looking for a low-cost, catastrophic-only plan; a high-coverage platinum plan with low out-of-pocket expenses; or something in between. Let me know your price point and coverage needs, and I’ll help you find the perfect fit.

Family Plans

Your family is the most important part of your life. Let me help you find health insurance that covers everyone, puts your mind at ease, and won’t break the bank. I can help you choose the coverage that’s tailored to your family.

Short-Term Plans

Need insurance as early as tomorrow to cover the next 30 to 90 days? Let me help secure immediate individual and family coverage for you. It’s even possible to make a single payment for the whole coverage period, depending on the insurance company.

Life Insurance

The longer you put off buying life insurance, the more you risk paying significantly higher rates. If an accident or illness hits before you purchase a policy, what was an affordable plan can become financially out of reach. Call me today at (503) 781-1279 to see how easy it is to lock in your rates now and help ensure the lowest premiums.

Term Life Insurance

I can assist you in securing a term life policy that can help provide for your family’s loss of income if you die. This policy could help pay off a mortgage or fund a college education.

Whole Life Insurance

If you want to access a guaranteed cash-value account, you want a whole life policy. You’ll also get guaranteed level premiums and life insurance protection for as long as you live.

Universal Life Insurance

If you’re looking for the flexibility to customize your coverage and premiums, I can help provide you with a policy that lasts a lifetime.

Final Expense Insurance

Gain peace of mind with an affordable way for your family to pay your funeral costs and other final expenses or outstanding debts.

There are pros and cons to every type of life insurance plan. I can be a valuable resource to help you determine which policy type is best suited for your family’s needs and budget. Contact me today!

Small Business

Let me show you how you can get better benefits with bold savings. I’ll sit down with you and your employees, individually, to help choose the best solution—and my service is free. Don’t let shopping for health coverage distract from running your business. Call me at (503) 781-1279 to schedule a free consultation today!

Better Health & Protection

Let me help you find plans where, in many cases, your employees will receive more comprehensive benefits with lower out-of-pocket expenses.

More Choices Than Ever

Don’t limit yourself. You have more options now than ever before. As a health insurance agent, I can give you access to health plans from several insurance companies nationwide.

Personal Assistance

I’m here for you. I provide help to you and every one of your employees when you need it—not just once a year.

Medicare

As your local licensed insurance agent, I’m here to help find the Medicare plan that best meets your needs and budget. Let me save you time and effort by searching through plans from nationally and locally recognized companies on your behalf. And I’ll do it all at no cost. Contact me today at (503) 781-1279!

Medicare Advantage

Let me help you simplify your Medicare coverage. A Medicare Advantage plan combines hospital, doctor, and prescription drug coverage. These compact plans may also include other benefits not offered through original Medicare.

Medicare Supplement Plans

Need more predictable out-of-pocket costs? I can enroll you in a Medicare supplement plan that can help fill the gaps in your Medicare Part A and B coverage, so there are fewer surprise expenses.

Medicare Prescription Drug Plans

I can help you better manage your prescription expenses with a Medicare Part D prescription drug plan. Contact me to decode the eligibility requirements.

Supplemental

As your local agent, I offer a wide range of supplemental insurance plans that pay a cash benefit directly to you to help fill financial gaps when you’re sick or injured. It can be used any way you choose, from paying medical expenses or nursing facilities to everyday living expenses such as groceries or the electric bill. I also offer dental and vision plans. Call me today at (503) 781-1279!

Dental Plans

Make sure you keep smiling! Affordable dental plans are available, and some policies provide coverage for orthodontics, teeth whitening, and dental implants. I also offer dental discount plans that sometimes are more suitable than insurance.

Vision Plans

See what you’ve been missing! I can review options from multiple insurance companies to help meet your needs.

Accident Plans

You don’t plan accidents. But you can plan for them. A supplemental accident plan typically pays a lump-sum cash benefit directly to you for injuries to help cover expenses you may have during your recovery.

Critical Illness and Cancer Plans

Focus on recovery instead of finances. These plans generally provide a lump-sum cash benefit directly to you for the first diagnosis of a major illness such as advanced Alzheimer’s disease, a heart attack, or life-threatening cancer.

Hospital Confinement Plans

If you’re suddenly admitted to a hospital, could you afford an extended stay? A supplemental hospital confinement plan typically pays a daily cash benefit directly to you for hospital confinement related to an accident or illness.

Disability Plans

An injury or illness that prevents you from working has the potential to turn into financial hardship. Disability insurance plans generally pay a monthly cash benefit to you when you’re unable to work.

Long-Term Care Plans

Costs for assisted living facilities, nursing homes, and even at-home care are rising. Protect your finances and peace of mind with a long-term care policy that can protect you and your family’s future.

Fixed Indemnity Plans

Your health insurance may not be enough. Deductibles and other out-of-pocket costs can add up. Fixed indemnity supplemental insurance provides cash benefits to help cover the expenses of common medical services, such as ER visits, x-rays, and hospital stays.

Get In Touch

I serve communities all over the United States

Call: (503) 781-1279